One of the newest trends in buying real estate in the Huntington Beach area is buying a home that comes fully furnished or with select items available for sale. The trend started several years ago as a way to for buyers to wrap the cost of buying furniture items for the house into the monthly mortgage payment. This is a cleaver idea that saves out of pocket expenses as long as the home is furnished to your tastes. These types of homes range from some of the most expensive water front homes in Huntington Beach to smaller homes that have been professionally stated with select items that can be purchased direct from the stager.
It's important to remember a couple of things when buying a furnished home. First, lenders typically don't like to see personal items included in the sale in the purchase contract. If possible, it's best to keep the purchase of personal items as limited as possible. When writing an offer don't write a long list of items they want included in the home. These items can often get rejected by the lender and may cause problems in securing the loan. Lenders are in the business of lending on a home and want to protect their investment with an adequate down payment and solid credit history from the borrower to protect their interests. When personal items getting added to the equation the price of the home will typically go up without necessarily being worth more than if the home was sold unfurnished.
The second problem that arrises when buying a home completely furnished is the appraisal. Let's say you are buying $500,000 worth of furnishings that the seller is willing to sell $200,000 above the market value of the home. That's a great deal as far as furnishing the home but it doesn't mean that the home is now worth an extra $200,000. Lenders pay close attention to what the appraiser values the home at and appraisers will never take personal items into effect when finalizing their numbers on the value of the home. That's why it's important to keep these numbers in check unless you are paying all cash.
Buying a home completely furnished is a great way to buy a house but keep in mind these different problems that may come up. We have gathered a current list of Huntington Beach properties that come completely furnished or have may some furnishings available for sale. Please contact us at 949-482-1313 to learn more about these homes.
Huntington Beach 3292 Venture Drive
Royal, grand, and stately, this palatial waterfront landmark castle sits on the premier point location on Trinidad Island with tri-channel views and private boat dock while showcasing the finest in design materials. This iconic property was built to reflect the unique architecture of historic European castles and is being offered completely furnished subject to inventory list. Inside, discover the romantic energy and exceptional preserved details in a beautiful functional family home. The hou...$5,995,000
Huntington Beach 17021 Bolero Lane
Step inside this 4245 square foot luxurious waterfront home on Davenport Island, and discover a beautifully designed, completely remodeled, and fully upgraded property. This palatial five-bedroom home showcases the finest finishes and custom details throughout. The spacious entertainers’ kitchen boasts bright white cabinets accented by a beautiful backsplash and white Carrera marble on the counters, with upgraded KitchenAid stainless appliances and a gorgeous custom marble island. The marble ...$4,799,000
Huntington Beach 4651 Oceanknoll Drive
This beautiful Cape Cod home is located in the prestigious Brightwater Community just minutes from the beach. A light and airy gorgeous custom home features lavish upgrades throughout, a private courtyard, a private master retreat with spa-like bathroom featuring a soaking tub and walk-in shower with dual heads, granite and marble counters and flooring. The home has elegant European white-oak wood flooring, custom window coverings, and crown molding throughout. Custom stonework and beams add ...$2,599,000
Huntington Beach 218 11th Street
Adorable Beach Cottage Living at it's Finest in Prime Location Walking Distance to the Beach and Downtown!! Home is located in a row of Five Cottages and Features Two Bedrooms and One Full Bath, a Spacious Living Room, Eat-in Kitchen, and Large Outdoor Entertaining Space. Perfect for a Vacation or Second Home. Backyard is Enormous with Fruit Trees and a Huge Grassy area for Pets or Play. Boasts Upgraded Engineered Hardwood Flooring, Remodeled Bathroom with White Subway tile and Custom Accents...$1,195,000
Huntington Beach 711 Pacific Coast 413
Would you enjoy living in a comfortable, luxurious home with a location so remarkable you could walk out of your door and onto the beach? This is your opportunity. The Best Location in Huntington Beach!!! If you lived here you could decide if you wanted the peaceful solitude of your gated, very secure, private complex with a beautiful pool and clubhouse. Relax in complete privacy. Invite friends and family to enjoy a private beach area with fire rings and BBQs. You may instead decide t...$950,000
Huntington Beach 4002 Aladdin Drive
A Town Home that comes with your Boat Dock! Stop Dreaming about living at the Beach! JUST DO IT! Remodeled - check! Furnished - check! Walk to the Beach - check! View of the Wetlands - check! Granite counters, stainless appliances, energy-saving windows -check! Private, entertaining patio - check! Two-car garage with storage - check! Skylights - check! Cruise your Duffy over to Captain Jack's for dinner - check! Daily sunsets - check! Enjoy the best of Surf City USA!$764,900
Huntington Beach 17058 Bluewater Lane
Steps to the beach, restaurants, parks, easy access to the freeways. Desirable Sea Harbour, upstairs corner with a view of the boats, channel in Huntington Harbour and sandy beach. Completely remodeled with quartz counter tops, glass tile back splash,Stainless steel appliances, laminate and tile floors. comfortable living rm with build-in entertainment center plus corner fireplace. Upstairs loft features sitting area or sleeping area. Balconies front and back of the condo. Walls of...$590,000