One of the newest trends in buying real estate in the Huntington Beach area is buying a home that comes fully furnished or with select items available for sale. The trend started several years ago as a way to for buyers to wrap the cost of buying furniture items for the house into the monthly mortgage payment. This is a cleaver idea that saves out of pocket expenses as long as the home is furnished to your tastes. These types of homes range from some of the most expensive water front homes in Huntington Beach to smaller homes that have been professionally stated with select items that can be purchased direct from the stager.
It's important to remember a couple of things when buying a furnished home. First, lenders typically don't like to see personal items included in the sale in the purchase contract. If possible, it's best to keep the purchase of personal items as limited as possible. When writing an offer don't write a long list of items they want included in the home. These items can often get rejected by the lender and may cause problems in securing the loan. Lenders are in the business of lending on a home and want to protect their investment with an adequate down payment and solid credit history from the borrower to protect their interests. When personal items getting added to the equation the price of the home will typically go up without necessarily being worth more than if the home was sold unfurnished.
The second problem that arrises when buying a home completely furnished is the appraisal. Let's say you are buying $500,000 worth of furnishings that the seller is willing to sell $200,000 above the market value of the home. That's a great deal as far as furnishing the home but it doesn't mean that the home is now worth an extra $200,000. Lenders pay close attention to what the appraiser values the home at and appraisers will never take personal items into effect when finalizing their numbers on the value of the home. That's why it's important to keep these numbers in check unless you are paying all cash.
Buying a home completely furnished is a great way to buy a house but keep in mind these different problems that may come up. We have gathered a current list of Huntington Beach properties that come completely furnished or have may some furnishings available for sale. Please contact us at 949-482-1313 to learn more about these homes.
Huntington Beach 3292 Venture Drive
Royal, grand, and stately, this palatial waterfront landmark castle sits on the premier point location on Trinidad Island with tri-channel views and private boat dock while showcasing the finest in design materials. This iconic property was built to reflect the unique architecture of historic European castles and is being offered completely furnished subject to inventory list. Inside, discover the romantic energy and exceptional preserved details in a beautiful functional family home. The hou...$5,995,000
Huntington Beach 17021 Bolero Lane
Step inside this 4245 square foot luxurious waterfront home on Davenport Island, and discover a beautifully designed, completely remodeled, and fully upgraded property. This palatial five-bedroom home showcases the finest finishes and custom details throughout. The spacious entertainers’ kitchen boasts bright white cabinets accented by a beautiful backsplash and white Carrera marble on the counters, with upgraded KitchenAid stainless appliances and a gorgeous custom marble island. The marble ...$4,450,000
Huntington Beach 6662 Alamitos Circle
Perched at the end of a private cul-de-sac, this stunning home is one of the most-distinctive properties in the sought-after equestrian enclave - The Hamptons. Taken down to the studs and extensively remodeled, the residence now features vaulted ceilings and over $500,000 of interior upgrades. Some of the thoughtful improvements include hand-selected stone counters; custom cabinetry, windows, and doors; designer carpet and stone flooring; three fire places; and heating, cooling, and security ...$3,288,000
Huntington Beach 711 Pacific Coast Highway 213
INCREDIBLY RARE OPPORTUNITY to own on the sand in the beautiful Huntington Pacific Community. This oceanfront property boasts forever views of Catalina Island, Palos Verdes, HB Pier, The Boardwalk, city lights and amazing nightly sunsets from every window. On the lower level is the kitchen, dining area, inviting living room and natural stone design bathroom with rainfall shower. The living room leads out to the oversized deck perfect for entertaining friends and family and bar seating to enjo...$1,695,000
Huntington Beach 1314 Pacific Coast A
Looking for a turn key Ocean Front Home?? This is it! This spacious 2 bedroom 2.5 bathroom two story end unit town home boasts unobstructed sweeping views of the Pacific Ocean and HB Pier. Located close to down town and Pacific City with all the shopping and dining you could want. Enjoy your morning coffee or those dramatic evening sunsets off your private balcony. There is a fire place to keep you warm on those cold coastal nights! Enjoy the upgraded kitchen with stainless steel appliances,...$1,550,000
Huntington Beach 711 Pacific Coast 410
The only property on the Sand in Huntington Beach! Security Guard and Gated Complex! Beautifully remodeled 2 bedrooms 1.5 bath upstairs unit. Master bedroom has a peek-a-boo ocean view. Fully furnished and ready to move in to enjoy the Beach life. Huntington Pacific offers direct beach access, sparkling pool, sauna room, laundry facility, small gym, clubhouse with ocean view and private beach with fire pits and bbq area. Walking distance to HB pier, restraunt and shops on Main street. Close t...$899,000