One of the newest trends in buying real estate in the Huntington Beach area is buying a home that comes fully furnished or with select items available for sale. The trend started several years ago as a way to for buyers to wrap the cost of buying furniture items for the house into the monthly mortgage payment. This is a cleaver idea that saves out of pocket expenses as long as the home is furnished to your tastes. These types of homes range from some of the most expensive water front homes in Huntington Beach to smaller homes that have been professionally stated with select items that can be purchased direct from the stager.
It's important to remember a couple of things when buying a furnished home. First, lenders typically don't like to see personal items included in the sale in the purchase contract. If possible, it's best to keep the purchase of personal items as limited as possible. When writing an offer don't write a long list of items they want included in the home. These items can often get rejected by the lender and may cause problems in securing the loan. Lenders are in the business of lending on a home and want to protect their investment with an adequate down payment and solid credit history from the borrower to protect their interests. When personal items getting added to the equation the price of the home will typically go up without necessarily being worth more than if the home was sold unfurnished.
The second problem that arrises when buying a home completely furnished is the appraisal. Let's say you are buying $500,000 worth of furnishings that the seller is willing to sell $200,000 above the market value of the home. That's a great deal as far as furnishing the home but it doesn't mean that the home is now worth an extra $200,000. Lenders pay close attention to what the appraiser values the home at and appraisers will never take personal items into effect when finalizing their numbers on the value of the home. That's why it's important to keep these numbers in check unless you are paying all cash.
Buying a home completely furnished is a great way to buy a house but keep in mind these different problems that may come up. We have gathered a current list of Huntington Beach properties that come completely furnished or have may some furnishings available for sale. Please contact us at 949-482-1313 to learn more about these homes.
Huntington Beach 6712 Pimlico Circle
One of a kind Heritage home on a quiet Edwards Hill cul-de-sac, appointed w/ breathtaking architectural features w/ an exceptional floor plan. Enter into a grand opening 25 ft ceiling & new custom wood plank flooring throughout this beautiful home. It boasts an expansive master bedroom w/cove ceiling platform along w/ a sitting retreat area that features an elegant fireplace.The master bath offers a large soaking tub, dual vanities, & a customized walk-in dressing room. Upstairs also has 3 sp...$2,295,000
Huntington Beach 21371 Estepa Circle
LUXURY LIVE AUCTION! Bidding to start from $1,000,000! Experience resort style living in this stellar townhome in Sea Colony at the Waterfront. This gated community is one of the premier locations in Huntington Beach, within walking distance to the beach,Hyatt Hotel,Waterfront Hilton, and Pacific City. Seldom does a 3 bedroom townhome become available in Sea Colony and this is your opportunity to grab an outstanding home before it's gone. The interior of this home is immaculate, boasting a n...$1,000,000
Huntington Beach 6254 Seabourne Drive 47
Beautiful town home in the guarded and gated community of the Boardwalk. This town home is located in the Mystic Pointe community where only 65 private town homes were built a block from the ocean. Built in 2002 by Lennar, this home has a very open floor plan and includes 3 bedroom and 2 1/2 bathrooms. The home is ready to move in and has brand new carpet throughout, new blinds throughout, a new GE refrigerator, new paint on the interior and the exterior and garage, epoxy garage floors and...$850,000
Huntington Beach 17064 Bluewater Lane
Welcome to the beautiful coastal community of Sea Harbour where your waterfront dream home awaits! And YES, this ground level home includes your VERY OWN PRIVATE BOAT DOCK directly in front of your patio! This fully furnished home has been meticulously cared for and features beautiful tile floors throughout along with gorgeous built-ins and a luxurious custom mantel and fireplace. The kitchen has been upgraded with granite counter tops and new appliances along with an abundance of storage an...$699,999
Huntington Beach 711 Pacific Coast 301
Turn key Studio unit located on third level of the complex but only one level up from subterranean assigned parking spot. All furnishings can be included with acceptable offer. This makes a great get-away or vacation home. Please note the price reduction. Great opportunity to own a unit in the only complex on the sand in Huntington Beach$625,000