One of the hardest things to figure out when buying a home in Huntington Beach is if the property is FHA or VA approved. Typically a lender will have a list of available properties that are on the approved list but this is not always the case. We have had some lenders call our office asking us about a specific property which would require talking with the homeowners association to check on the status. An FHA loan is where the buyer is willing to put down 3% of the purchase price and finance the rest. These are seen as a little more risky than a traditional loan since the amount of equity in the home is much lower than a buyer who might be putting down 20% of the purchase price. VA loan are for military personal that don't require a down payment which is the best case scenario if you qualify for this type of loan.
While both of these loan programs are great for those who don't have a lot of money to put down on a home the flip side is that not a lot of properties allow them. Huntington Beach has several condo buildings that are FHA approved and we will list them here. One of the most popular condo communities called "Seabridge Villas" is FHA approved and offers residential condos with one and two bedroom floor plans. The one bedrooms are often priced in the $400,000 range while the two bedroom units are typically found in the high $500,000 price point. Clients love this complex due to the relatively close proximity to the beach and with tons of association amenities that include a 24 hour guard gated entrance, community pool, spa, sauna, fitness center and tennis courts.
Another Huntington Beach neighborhood to consider is the Pacific Ranch gated community. Pacific Ranch is divided into two section with residential townhouses and homes. The townhouses are often FHA approved with two and three bedroom floor plans priced in the mid $500,000 range to the high $700,000 price point. The association offers a community clubhouse, pool and spa all located in a secure gated environment. Located nearby is also the Cherrywood community that offers residential two bedroom condos in the mid $500,000 range. It has been reported that condos located here are FHA approved through the end of the 2018 calendar year.
One of the largest communities that is FHA & VA approved is the Huntington Landmark community. This is a 55+ community dedicated for those looking for a senior community full of amenities. Residents love living here since the association provides 2 heated community pools, spa, fineness center, tennis courts and putting green. It's also a secure gated community with daily activities for those who live here. Real Estate prices for one bedroom units start in the mid $350,000 range while larger two bedroom homes start in the low $400,000 price point. The status of these FHA & Va approved is subject to change so please give any of our Huntington Beach Real Estate agents a call at 949-482-1313 to confirm.
Huntington Beach 8385 Sunbeam Circle
The single level home is located in highly desired Springhurst community. It is an upgraded end unit with an interior location. The upgrades include brand new paint throughout with modern grey tones, remodeled bathrooms, brand new carpet, double pane windows, scraped ceilings, tile floors, plantation shutters, a newer furnace and new fixtures. There are incredible features in this home including vaulted ceilings, inside laundry, a 2 car garage, a fireplace, a patio in front and a large patio ...$639,000
Huntington Beach 7321 Coho Drive 203
Beautiful remodeled Gate Guarded Pacific Ranch Villa! 2 bedrooms 1.75 baths + Loft! Highly sought after Pacific Model. Upstairs unit with soaring ceilings, light and bright. East facing. Quiet interior location with Lanai overlooking the greenbelt. Remodeled Kitchen features granite counters, bead board cabinetry. Dining area has built in china cabinet. Living room with fireplace and balcony access. Master Suite features dual mirrored closets,remodeled bath with dual sinks, granite counter...$639,000
Huntington Beach 4682 Warner Avenue C210
Complex is FHA & VA approved!!! Incredible Condo with detached garage in Pointe Surfside!! Enjoy all that Huntington Beach has to offer in this gated community. You will love the ocean Breezes, Romantic Fireplace, Huge Living Room/Dining Area, Balcony Storage Room & Inside laundry Area with full size hookups for washer & dryer! Resort Style living with lots of amenities including Pool, Spa, BBQ Area, Tennis Court and Community Room. Don’t wait, this unit will go quickly.$499,000
Huntington Beach 19943 Coventry Lane
Welcome to Surf City USA, where you will find this Move In Ready Home. The location of This home will provide you with plenty of natural light throughout the day along with an amazing ocean breeze. It is a very clean and updated End unit, which includes two Bedrooms and two Bathrooms. The first floor includes the living room, kitchen, half a bathroom and a laundry area, and a storage closet. The second floor included the Two Bedrooms and a full bathroom as well. There is also a very nice size...$419,000
Huntington Beach 6600 Warner Avenue 138
Don’t miss out on this beautiful condominium located in HIGHLY desirable the heart of Huntington Beach, in the Villa Warner Complex. Well-maintained open concept condo offers a Functional floor plan with a spacious living & bedroom. Living room has a large sliding glass door for natural lighting that leads to a private outdoor patio area, great for relaxation and entertaining. Complex is pet friendly, lots of amenities including; beautiful pool with BBQ grills, fitness room and ping pong/ b...$308,888
Huntington Beach 16512 Blackbeard Lane 200
Huge Price Reduction!! Great Investor Opportunity.. Lowest Priced 3 Bedroom/2 Bath in Huntington Beach! Great upstairs end unit with running stream outside with ducks. Less than 1 mile from the beach and everything that our beach cities have to offer! You have 3 bedrooms, 2 full bathrooms, large living area and 2 great decks to enjoy the sun. This is a gated community with pools, spa and barbecue areas. Land lease is in effect until 8/31/2041. VA and FHA loans are not eligible. Please make s...$275,000