FHA & VA Approved Huntington Beach Homes

Posted by Sam Smith on Thursday, November 15th, 2018 at 11:06am.

One of the hardest things to figure out when buying a home in Huntington Beach is if the property is FHA or VA approved.  Typically a lender will have a list of available properties that are on the approved list but this is not always the case.  We have had some lenders call our office asking us about a specific property which would require talking with the homeowners association to check on the status.  An FHA loan is where the buyer is willing to put down 3% of the purchase price and finance the rest.  These are seen as a little more risky than a traditional loan since the amount of equity in the home is much lower than a buyer who might be putting down 20% of the purchase price.  VA loan are for military personal that don't require a down payment which is the best case scenario if you qualify for this type of loan.

While both of these loan programs are great for those who don't have a lot of money to put down on a home the flip side is that not a lot of properties allow them.  Huntington Beach has several condo buildings that are FHA approved and we will list them here.  One of the most popular condo communities called "Seabridge Villas" is FHA approved and offers residential condos with one and two bedroom floor plans.  The one bedrooms are often priced in the $400,000 range while the two bedroom units are typically found in the high $500,000 price point.  Clients love this complex due to the relatively close proximity to the beach and with tons of association amenities that include a 24 hour guard gated entrance, community pool, spa, sauna, fitness center and tennis courts.

Another Huntington Beach neighborhood to consider is the Pacific Ranch gated community.  Pacific Ranch is divided into two section with residential townhouses and homes.  The townhouses are often FHA approved with two and three bedroom floor plans priced in the mid $500,000 range to the high $700,000 price point.  The association offers a community clubhouse, pool and spa all located in a secure gated environment. Located nearby is also the Cherrywood community that offers residential two bedroom condos in the mid $500,000 range.  It has been reported that condos located here are FHA approved through the end of the 2018 calendar year.

One of the largest communities that is FHA & VA approved is the Huntington Landmark community.  This is a 55+ community dedicated for those looking for a senior community full of amenities.  Residents love living here since the association provides 2 heated community pools, spa, fineness center, tennis courts and putting green.  It's also a secure gated community with daily activities for those who live here.  Real Estate prices for one bedroom units start in the mid $350,000 range while larger two bedroom homes start in the low $400,000 price point.  The status of these FHA & Va approved is subject to change so please give any of our Huntington Beach Real Estate agents a call at 949-482-1313 to confirm.

Pacific Ranch Huntington Beach Townhomes

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Huntington Beach 18071 Wakefield 106

Welcome to the Architects original model! This beautiful end unit has it all. The entrance gate leads into a darling bricked patio - perfect for an early morning cup of coffee. Head up a short flight of stairs and you'll find an expansive patio just right for entertaining. Upon entering this lovely home you won't be able to take your eyes off the fabulous old hickory, hand scraped hardwood floors through out the house. The living room is drenched in natural light with high cathedral ceilings ...$535,000

$535,000
2 Beds
2 Baths
1,057 SqFt
27 Days On Market

Huntington Beach 20331 Bluffside Circle A-204

LOWEST PRICE & BEST LOCATION! Opposites Attract. Picture yourself in an upscale and contemporary home, now combine that with a relaxed and natural vibe. Unusual, wonderful and the best of both worlds. This beautiful 2 master bedroom, 2 bath contemporary Seabridge home sits in a premier "sensory" location, you will hear a peaceful waterfall, view a tranquil lagoon and can swim in the beautiful blue Pacific Ocean located approximately 1 mile away. With multiple swimming pools & spas, clubhouse,...$505,000

$505,000
2 Beds
2 Baths
1,101 SqFt
104 Days On Market

Huntington Beach 9688 Bickley Drive 2

Truly a Beautiful home, in The Yorktown Villas! This is an amazing opportunity to own a gorgeous upgraded end unit home near the Beach! Surrounded by plush greenbelt areas this well-maintained home features newer remodeled kitchen with recess lightening and beautiful cabinetry with crown molding, tons of cabinet space. Dining room has New wood engineered flooring with ceiling fan and Living room features New wood engineered flooring. Downstairs features guest bathroom and Laundry room with lo...$490,000

$490,000
2 Beds
2 Baths
1,020 SqFt
15 Days On Market

Huntington Beach 19749 Claremont Lane

REDUCED !! REDUCED 19K for Quick Sales : UPGRADED and TURNKEY! Completely REMODELED STARTER HOME, INVESTMENT PROPERTY, VACATION GETAWAY or DOWNSIZING OPPORTUNITY! Bright and spacious home with open, versatile floor plan and large picture window with a view of a beautifully landscaped, Quite greenbelt. Downstairs includes a half bath and LAUNDRY ROOM, and access to a large back PRIVATE PATIO off of the kitchen for BBQs and outside dining. A PARKING PASS and a detached carport space #51 (which ...$460,000

$460,000
2 Beds
2 Baths
864 SqFt
75 Days On Market

Huntington Beach 19868 Berkshire Lane

GORGEOUS!! Move-in ready!! Priced to sell!! You must see this bright and airy townhouse! No one above and no one below! This property has been remodeled with beautiful wood tile flooring throughout, new paint, updated bathrooms, updated kitchen. Very low HOA, a rarity in OC! FHA approved complex! Bring your buyers and lets open escrow!$445,000

$445,000
2 Beds
2 Baths
864 SqFt
12 Days On Market

Huntington Beach 7715 Newman Avenue 301

ROOF TOP PATIO with this 3 bdrm STARTER HOME in Huntington Beach, 4 Miles to the Surf and Sand! Newman Terrace has 28 Units, Located in a Gated Community, just off Beach Blvd. 3rd Floor UNIT #301, 1 Level, 1,388 SF End-Unit has 3 bdrms, 2 ba, and is next to the Elevator and Stairs. ENTER – to your Right is the SPACIOUS LIVING ROOM and Fireplace. To your Left is the Dining Area and Kitchen, with a Laundry Closet big enough for side-by-sides and storage. Straight Down the Hall to the Bdrms and...$415,000

$415,000
3 Beds
2 Baths
1,388 SqFt
40 Days On Market

Huntington Beach 20251 Cape Coral Lane 306

PENTHOUSE STUDIO. Don't settle for less as the vaulted ceilings make a huge difference!!! Even the possibility to add a loft in this one. It has been done many times. Beautiful mountain views from living area and tranquil balcony. Extra storage closet off balcony. UPDATED KITCHEN with quartz counter tops, white cabinets and a full white subway tile back splash. Updated luxury vinyl wood like floors in kitchen, entry and UPDATED BATH. Near new gorgeous carpet in living area. Beautiful...$359,900

$359,900
1 Baths
500 SqFt
14 Days On Market

Huntington Beach 7735 Newman Avenue 201

Great Buy in Huntington Beach! Upper end unit location with city lights and mountain views! From the balcony, enjoy some sunset views!! This condominium has an open floorplan with some tennis court views from the living room and kitchen. Yes, there's a community tennis court as well as a swimming pool and jacuzzi spa! This is a Gated community with gated garage homeowner parking, shade trees plus additional parking. There's an elevator to all levels. This home has ample kitchen counters and c...$279,000

$279,000
1 Beds
1 Baths
660 SqFt
116 Days On Market

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