One of the hardest things to figure out when buying a home in Huntington Beach is if the property is FHA or VA approved. Typically a lender will have a list of available properties that are on the approved list but this is not always the case. We have had some lenders call our office asking us about a specific property which would require talking with the homeowners association to check on the status. An FHA loan is where the buyer is willing to put down 3% of the purchase price and finance the rest. These are seen as a little more risky than a traditional loan since the amount of equity in the home is much lower than a buyer who might be putting down 20% of the purchase price. VA loan are for military personal that don't require a down payment which is the best case scenario if you qualify for this type of loan.
While both of these loan programs are great for those who don't have a lot of money to put down on a home the flip side is that not a lot of properties allow them. Huntington Beach has several condo buildings that are FHA approved and we will list them here. One of the most popular condo communities called "Seabridge Villas" is FHA approved and offers residential condos with one and two bedroom floor plans. The one bedrooms are often priced in the $400,000 range while the two bedroom units are typically found in the high $500,000 price point. Clients love this complex due to the relatively close proximity to the beach and with tons of association amenities that include a 24 hour guard gated entrance, community pool, spa, sauna, fitness center and tennis courts.
Another Huntington Beach neighborhood to consider is the Pacific Ranch gated community. Pacific Ranch is divided into two section with residential townhouses and homes. The townhouses are often FHA approved with two and three bedroom floor plans priced in the mid $500,000 range to the high $700,000 price point. The association offers a community clubhouse, pool and spa all located in a secure gated environment. Located nearby is also the Cherrywood community that offers residential two bedroom condos in the mid $500,000 range. It has been reported that condos located here are FHA approved through the end of the 2018 calendar year.
One of the largest communities that is FHA & VA approved is the Huntington Landmark community. This is a 55+ community dedicated for those looking for a senior community full of amenities. Residents love living here since the association provides 2 heated community pools, spa, fineness center, tennis courts and putting green. It's also a secure gated community with daily activities for those who live here. Real Estate prices for one bedroom units start in the mid $350,000 range while larger two bedroom homes start in the low $400,000 price point. The status of these FHA & Va approved is subject to change so please give any of our Huntington Beach Real Estate agents a call at 949-482-1313 to confirm.
Huntington Beach 20301 Bluffside Circle D-304
Seabridge at it's finest! Enjoy resort-style living with this completely renovated masterpiece. As you walk in the front door, you will see a commitment to excellence throughout. The new kitchen features granite countertops/backsplash, sink, waterproof flooring, and all new appliances including stove, oven, and dishwasher. Bathrooms boast all new features including vanity cabinets, sinks, toilets, bathtubs, tile and exhaust fans. Designer interior paint, crown moulding, 4" baseboards, and...$559,999
Huntington Beach 7281 Coho Drive 206
Upstairs condo located in beautiful gated community of Pacific Ranch in Huntington Beach, minutes away from downtown shops. Move in ready, light touch ups by preference. Two bedroom two bathroom. Kitchen has updated modern high gloss cabinets. Open layout with fireplace, two balcony decks, 1 off living room, 1 off master bedroom. Includes 1 car garage and 1 carport space. This unit has air conditioning which is not common in this community. Serene outdoor settings surrounded by trees. Three c...$555,000
Huntington Beach 18781 Heavenwood Circle
Start enjoying “beach close” homeownership in this move-in ready Dual Master Bedroom townhome in the quaint community of Cherrywood Village. The open concept Living & Casual Dining space off the kitchen opens up to the brite & sunny patio, which conveniently connects to a large finished 2-car garage with lots of storage space & built-in cabinets. The formal dining room could be a home office depending on your needs. Both bedrooms have en-suite bath… One master suite has a shower tub comb...$549,900
Huntington Beach 8777 Coral Springs Court 7f
This lovely home is located in the Beautiful gated Beach community of Huntington Landmark. The end unit home has been completely remodeled from top to bottom with no detail spared. To start, the kitchen has been updated with brand new white shaker style cabinets (with soft door and drawer feature), brand new Quartz countertops, Stainless steel appliances, Custom tile back-splash, and all hardware is brushed nickel. The bathrooms as well have been completely renovated and look amazing. They fe...$434,999
Huntington Beach 7821 Essex Drive 102
Now this is home! Nestled privately in the first floor corner, this beautiful condo combines seaside style with modern upgrades. Newly engineered hardwood floors reach throughout while gorgeous beams and vaulted ceilings give the living space a spacious, airy personality. The living area also features access to a refreshing balcony. The galley kitchen is conveniently spaced and offers granite countertops, plenty of storage, pull-out cabinet drawers, and a separate laundry area. The Master Sui...$419,000