FHA & VA Approved Huntington Beach Homes

Posted by Sam Smith on Thursday, November 15th, 2018 at 11:06am.

One of the hardest things to figure out when buying a home in Huntington Beach is if the property is FHA or VA approved.  Typically a lender will have a list of available properties that are on the approved list but this is not always the case.  We have had some lenders call our office asking us about a specific property which would require talking with the homeowners association to check on the status.  An FHA loan is where the buyer is willing to put down 3% of the purchase price and finance the rest.  These are seen as a little more risky than a traditional loan since the amount of equity in the home is much lower than a buyer who might be putting down 20% of the purchase price.  VA loan are for military personal that don't require a down payment which is the best case scenario if you qualify for this type of loan.

While both of these loan programs are great for those who don't have a lot of money to put down on a home the flip side is that not a lot of properties allow them.  Huntington Beach has several condo buildings that are FHA approved and we will list them here.  One of the most popular condo communities called "Seabridge Villas" is FHA approved and offers residential condos with one and two bedroom floor plans.  The one bedrooms are often priced in the $400,000 range while the two bedroom units are typically found in the high $500,000 price point.  Clients love this complex due to the relatively close proximity to the beach and with tons of association amenities that include a 24 hour guard gated entrance, community pool, spa, sauna, fitness center and tennis courts.

Another Huntington Beach neighborhood to consider is the Pacific Ranch gated community.  Pacific Ranch is divided into two section with residential townhouses and homes.  The townhouses are often FHA approved with two and three bedroom floor plans priced in the mid $500,000 range to the high $700,000 price point.  The association offers a community clubhouse, pool and spa all located in a secure gated environment. Located nearby is also the Cherrywood community that offers residential two bedroom condos in the mid $500,000 range.  It has been reported that condos located here are FHA approved through the end of the 2018 calendar year.

One of the largest communities that is FHA & VA approved is the Huntington Landmark community.  This is a 55+ community dedicated for those looking for a senior community full of amenities.  Residents love living here since the association provides 2 heated community pools, spa, fineness center, tennis courts and putting green.  It's also a secure gated community with daily activities for those who live here.  Real Estate prices for one bedroom units start in the mid $350,000 range while larger two bedroom homes start in the low $400,000 price point.  The status of these FHA & Va approved is subject to change so please give any of our Huntington Beach Real Estate agents a call at 949-482-1313 to confirm.

Pacific Ranch Huntington Beach Townhomes

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Huntington Beach 8441 Springhurst Drive

This Huntington Beach house is ready for you to make it your home! It is an end unit that has been highly upgraded with wood-like tile throughout the downstairs. The kitchen has also been remodeled and has white cabinets, a backsplash, recessed lighting, crown molding and stainless steel appliances. All the bathrooms have been remodeled with quartz counter tops and new faucets. The entire home has been recently painted with modern grey tones throughout except the dining room which is a tastef...$699,000

4 Beds
3 Baths
1,740 SqFt
15 Days On Market

Huntington Beach 8395 Sweetwater Circle

This upgraded single level house is ready for you to make it your home! Located in the highly desired Springhurst community, this end unit has beautiful modern touches and the light and bright feel that buyers are looking for. It has been almost completely remodeled throughout including the kitchen which has quartz counter tops, white cabinets, stainless steel appliances and a large walk-in pantry. The bathrooms have also been redone with quartz counter tops, white vanities and tile floors. O...$659,000

3 Beds
2 Baths
1,350 SqFt
5 Days On Market

Huntington Beach 8855 Sutter Circle 521a

Where else can an active person find so many amenities so close to the ocean at such an amazing price? This spacious, airy, light-filled unit in the wonderful Huntington Landmark Townhomes complex is the highly coveted Pacifica model (reverse) which means it is an END unit (only one common wall), NO one above, NO one below, and only ONE step at the front door to enter. These units are rarely available because they are so desirable! The complex offers pools, spas, rec center, billiard room,...$525,000

2 Beds
2 Baths
1,132 SqFt
28 Days On Market

Huntington Beach 9647 Bickley Drive 2

Welcome to Yorktown Villas! This is an amazing opportunity to own a gorgeous upgraded end unit home near the beach! This property features 2 bedrooms/1.5 bathrooms and 1,022 sq ft of interior living space. This sunny and spacious two story home features: newer windows and coverings, beautiful tile flooring, inside laundry room, and stainless steel appliances. With a dining room and kitchen that face the large enclosed back patio. The upstairs master bedroom offers mirrored wardrobe sliders, ...$499,900

2 Beds
2 Baths
1,020 SqFt
21 Days On Market

Huntington Beach 19749 Claremont Lane

UPDATED and TURNKEY! Completely REMODELED STARTER HOME, INVESTMENT PROPERTY, VACATION GETAWAY or DOWNSIZING OPPORTUNITY! Bright and spacious home with open, versatile floor plan and large picture window with a view of a beautifully landscaped, Quite greenbelt. Downstairs includes a half bath and LAUNDRY ROOM, and access to a large back PRIVATE PATIO off of the kitchen for BBQs and outside dining. A PARKING PASS and a detached carport space #51 (which is a short walk from the front door) are i...$489,999

2 Beds
2 Baths
864 SqFt
16 Days On Market

Huntington Beach 7715 Newman Avenue 301

UNIQUE 3 bdrm STARTER HOME in Huntington Beach, 4 Miles to the Surf and Sand! Newman Terrace has 28 Units, Located in a Gated Community, just off Beach Blvd. This 3rd Floor UNIT #301, 1 Level, 1,388 SF End-Unit has 3 bdrms, 2 ba, and is next to the Elevator and Stairs. 1 Common Wall with No One Above and the 2nd FL Below. ENTER – to your Right is the SPACIOUS LIVING ROOM and Fireplace. To your Left is the Dining Area and Kitchen, with a Laundry Closet big enough for side-by-sides. Straight ...$419,000

3 Beds
2 Baths
1,388 SqFt
150 Days On Market

Huntington Beach 7715 Newman Avenue 201

Don't miss out on this spacious 2 bedroom 2 bath TURNKEY condo in Huntington Beach. As you enter you will first notice the beautiful brand new vinyl wood plank floors in all the common areas and the new paint. Then you will look right and notice recently updated quartz counter tops in the large kitchen that has plenty of space for multiple chefs to work. As you walk down the hall passing the the coat and linen closets and the full bath, you will come to the 2 bedrooms. You'll be pleasantly s...$390,000

2 Beds
2 Baths
1,216 SqFt
123 Days On Market

Huntington Beach 17082 Pacific Coast 95

It's not just a condo...it's a lifestyle!!! The beach is right across the street. Feel as if you are on vacation every day! Enjoy the beach, swimming, surfing or take in one of the fantastic sunsets as you stroll on the sand or bike path. This is an open concept "loft like" unit w/a romantic fireplace in the bedroom area & a nice size living & dining area. Newer wood laminate flooring throughout. 2 closets w/mirrored sliding doors offering tons of storage. Remodeled bathroom has floor to ceil...$389,000

1 Beds
1 Baths
478 SqFt
15 Days On Market

Huntington Beach 16972 Pacific Coast 103

Price just reduced!! Check out the video. It's a lifestyle!!! The beach is right across the street. Feel as if you are on vacation every day! Enjoy the beach, swimming, surfing or take in one of the fantastic sunsets as you stroll on the sand or bike path. This is an open concept "loft like" unit w/a romantic fireplace in the bedroom area & a nice size living & dining area. Laminate flooring throughout. 2 closets w/mirrored sliding doors offering tons of storage. Completely Remodeled kitchen...$378,000

1 Beds
1 Baths
471 SqFt
15 Days On Market

Huntington Beach 6600 Warner Avenue 123

Newly Remodeled Condo on the ground floor! FHA and VA approved! Upscale appointments such as New Shaker Cabinets with Sage Brush Granite in Kitchen and Bath! New brushed nickel fixtures, new dual pane windows, new central heating, framed mirrors, hand scraped wood floors, textured ceiling, two tone paint, and canned lights! Water and Gas is paid by the HOA. Comes with a community storage cabinet. Move in ready, Turn Key! Villa Warner has beautiful grounds, a pool & spa, workout room, clubho...$334,900

1 Beds
1 Baths
754 SqFt
88 Days On Market

Huntington Beach 6600 Warner Avenue 238

Beach gated community with great amenities. FHA approved! This beautiful 2nd floor condo with no one above is ready for you. Tasteful laminate floors, scrapped ceilings, recessed lighting and lots of storage space. The kitchen is newly upgraded with nice granite counter top and lots of cabinets (all appliances included). Bedroom has full size added closet with organizing features. You will love the view from the private balcony to the courtyard, for you to relax after a long day. Assigned car...$321,000

1 Beds
1 Baths
754 SqFt
98 Days On Market

Huntington Beach 7735 Newman Avenue 201

Great Buy in Huntington Beach! Upper end unit location with city lights and mountain views! From the balcony, enjoy some sunset views!! This condominium has an open floorplan with some tennis court views from the living room and kitchen. Yes, there's a community tennis court as well as a swimming pool and jacuzzi spa! This is a Gated community with gated garage homeowner parking, shade trees plus additional parking. There's an elevator to all levels. This home has ample kitchen counters and c...$288,000

1 Beds
1 Baths
660 SqFt
57 Days On Market

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