One of the hardest things to figure out when buying a home in Huntington Beach is if the property is FHA or VA approved. Typically a lender will have a list of available properties that are on the approved list but this is not always the case. We have had some lenders call our office asking us about a specific property which would require talking with the homeowners association to check on the status. An FHA loan is where the buyer is willing to put down 3% of the purchase price and finance the rest. These are seen as a little more risky than a traditional loan since the amount of equity in the home is much lower than a buyer who might be putting down 20% of the purchase price. VA loan are for military personal that don't require a down payment which is the best case scenario if you qualify for this type of loan.
While both of these loan programs are great for those who don't have a lot of money to put down on a home the flip side is that not a lot of properties allow them. Huntington Beach has several condo buildings that are FHA approved and we will list them here. One of the most popular condo communities called "Seabridge Villas" is FHA approved and offers residential condos with one and two bedroom floor plans. The one bedrooms are often priced in the $400,000 range while the two bedroom units are typically found in the high $500,000 price point. Clients love this complex due to the relatively close proximity to the beach and with tons of association amenities that include a 24 hour guard gated entrance, community pool, spa, sauna, fitness center and tennis courts.
Another Huntington Beach neighborhood to consider is the Pacific Ranch gated community. Pacific Ranch is divided into two section with residential townhouses and homes. The townhouses are often FHA approved with two and three bedroom floor plans priced in the mid $500,000 range to the high $700,000 price point. The association offers a community clubhouse, pool and spa all located in a secure gated environment. Located nearby is also the Cherrywood community that offers residential two bedroom condos in the mid $500,000 range. It has been reported that condos located here are FHA approved through the end of the 2018 calendar year.
One of the largest communities that is FHA & VA approved is the Huntington Landmark community. This is a 55+ community dedicated for those looking for a senior community full of amenities. Residents love living here since the association provides 2 heated community pools, spa, fineness center, tennis courts and putting green. It's also a secure gated community with daily activities for those who live here. Real Estate prices for one bedroom units start in the mid $350,000 range while larger two bedroom homes start in the low $400,000 price point. The status of these FHA & Va approved is subject to change so please give any of our Huntington Beach Real Estate agents a call at 949-482-1313 to confirm.
Huntington Beach 8412 Sweetwater Circle
This gorgeous Huntington Beach house is ready for you to move by the summer. It has been almost completely remodeled from top to bottom with high end upgrades. The kitchen has been remodeled with quartz counter tops, shaker cabinets, a tasteful backsplash, a wine fridge and stainless steel appliances. All the bathrooms have been remodeled with quartz counter tops, shaker vanities and new light fixtures, mirrors and faucets. The entire home has been recently painted with modern grey tones & ne...$714,900
Huntington Beach 626 Lake Street 44
Stunningly remodeled, fully furnished modern end unit in the gated community of Villas del Mar, just a few short blocks to the beaches at Surf City USA, Huntington Beach. Modern upgrades and materials throughout with chic color pallet along with designer furnishings and contemporary lighting fixtures compliment the bright and open floor plan. The chef’s kitchen features fresh white cabinets and drawers with soft close, stainless appliances, quartz counter tops, tile back splash and farmhouse ...$679,900
Huntington Beach 7715 Newman Avenue 301
UNIQUE 3 bdrm STARTER HOME in Huntington Beach, 4 Miles to the Surf and Sand! Newman Terrace has 28 Units, Located in a Gated Community, just off Beach Blvd. This 3rd Floor UNIT #301, 1 Level, 1,388 SF End-Unit has 3 bdrms, 2 ba, and is next to the Elevator and Stairs. 1 Common Wall with No One Above and the 2nd FL Below. ENTER – to your Right is the SPACIOUS LIVING ROOM and Fireplace. To your Left is the Dining Area and Kitchen, with a Laundry Closet big enough for side-by-sides. Straight ...$439,000
Huntington Beach 7715 Newman Avenue 201
Don't miss out on this spacious 2 bedroom 2 bath TURNKEY condo in Huntington Beach. As you enter you will first notice the beautiful brand new vinyl wood plank floors in all the common areas and the new paint. Then you will look right and notice recently updated quartz counter tops in the large kitchen that has plenty of space for multiple chefs to work. As you walk down the hall passing the the coat and linen closets and the full bath, you will come to the 2 bedrooms. You'll be pleasantly s...$399,999
Huntington Beach 20251 Cape Coral Lane 306
This updated beach lover's penthouse studio located in the coveted Seabridge community is just a short distance to the beach, Pacific City and Downtown HB. With convenient garage parking by an elevator, the studio offers vaulted ceilings, mountain views, east and west exposure, tons of natural light and a great cross ocean breeze. The recently updated kitchen features Carrara Marble style quartz counter tops, white cabinets, white subway tile full backsplash, single-bowl stainless sink, and v...$369,000
Huntington Beach 6600 Warner Avenue 123
Newly Remodeled Condo on the ground floor! FHA and VA approved! Upscale appointments such as New Shaker Cabinets with Sage Brush Granite in Kitchen and Bath! New brushed nickel fixtures, new dual pane windows, new central heating, framed mirrors, hand scraped wood floors, textured ceiling, two tone paint, and canned lights! Water and Gas is paid by the HOA. Move in ready, Turn Key! Villa Warner has beautiful grounds, a pool & spa, workout room, clubhouse, and is is pet friendly. The Ocean B...$355,000
Huntington Beach 6600 Warner Avenue 110
Beautiful totally remodeled 1 bedroom, 1 bath condo. Spacious living room and dining area, Double pane french sliding glass door opens to a balcony. Open kitchen with all newer custom built cabinets, new built in Dishwasher and stainless steel Refrigerator, Built in range/oven and Microwave. Beautiful remodeled bathroom, shower with glass doors and great fixtures. Nice size bedroom has floor to ceiling double wardrobe, Double pane window has custom plantation shutters. The security gated c...$339,900
Huntington Beach 6600 Warner Avenue 246
Located on the second story with a balcony. This is a great first time property or rental. The unit is ready for your personal touch. Laminate flooring in the entry with recessed lighting through out. The unit comes with two covered parking spots. FHA and VA approved! Villa Warner is a gracious community with beautiful grounds, a pool & spa, workout room, and clubhouse. Complex is pet friendly and has large greenbelt and sidewalks.$315,000