FHA & VA Approved Huntington Beach Homes

Posted by Sam Smith on Thursday, November 15th, 2018 at 11:06am.

One of the hardest things to figure out when buying a home in Huntington Beach is if the property is FHA or VA approved.  Typically a lender will have a list of available properties that are on the approved list but this is not always the case.  We have had some lenders call our office asking us about a specific property which would require talking with the homeowners association to check on the status.  An FHA loan is where the buyer is willing to put down 3% of the purchase price and finance the rest.  These are seen as a little more risky than a traditional loan since the amount of equity in the home is much lower than a buyer who might be putting down 20% of the purchase price.  VA loan are for military personal that don't require a down payment which is the best case scenario if you qualify for this type of loan.

While both of these loan programs are great for those who don't have a lot of money to put down on a home the flip side is that not a lot of properties allow them.  Huntington Beach has several condo buildings that are FHA approved and we will list them here.  One of the most popular condo communities called "Seabridge Villas" is FHA approved and offers residential condos with one and two bedroom floor plans.  The one bedrooms are often priced in the $400,000 range while the two bedroom units are typically found in the high $500,000 price point.  Clients love this complex due to the relatively close proximity to the beach and with tons of association amenities that include a 24 hour guard gated entrance, community pool, spa, sauna, fitness center and tennis courts.

Another Huntington Beach neighborhood to consider is the Pacific Ranch gated community.  Pacific Ranch is divided into two section with residential townhouses and homes.  The townhouses are often FHA approved with two and three bedroom floor plans priced in the mid $500,000 range to the high $700,000 price point.  The association offers a community clubhouse, pool and spa all located in a secure gated environment. Located nearby is also the Cherrywood community that offers residential two bedroom condos in the mid $500,000 range.  It has been reported that condos located here are FHA approved through the end of the 2018 calendar year.

One of the largest communities that is FHA & VA approved is the Huntington Landmark community.  This is a 55+ community dedicated for those looking for a senior community full of amenities.  Residents love living here since the association provides 2 heated community pools, spa, fineness center, tennis courts and putting green.  It's also a secure gated community with daily activities for those who live here.  Real Estate prices for one bedroom units start in the mid $350,000 range while larger two bedroom homes start in the low $400,000 price point.  The status of these FHA & Va approved is subject to change so please give any of our Huntington Beach Real Estate agents a call at 949-482-1313 to confirm.

Pacific Ranch Huntington Beach Townhomes

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Huntington Beach 9921 Barranca Circle

THIS OPPORTUNITY WILL NOT LAST LONG! Priced $100,000 BELOW MARKET (Zestimate is $795,000) and the most recent sales in the neighborhood have been $514/sf. Currently configured as 3bed/2.25bath, it can be easily and comfortably converted to 5bed/3bath (see floorplan options in the photos section). With 9/10 RATED SCHOOLS nearby and one of only 5 units fronting a 13-acre greenbelt park a mile from the beach, this is the community's LARGEST and most versatile floorplan with no neighbors to the...$689,900

3 Beds
3 Baths
1,858 SqFt
25 Days On Market

Huntington Beach 7321 Coho Drive 203

Beautiful remodeled Gate Guarded Pacific Ranch Villa! 2 bedrooms 1.75 baths + Loft! Highly sought after Pacific Model. Upstairs unit with soaring ceilings, light and bright. East facing. Quiet interior location with Lanai overlooking the greenbelt. Remodeled Kitchen features granite counters, bead board cabinetry. Dining area has built in china cabinet. Living room with fireplace and balcony access. Master Suite features dual mirrored closets,remodeled bath with dual sinks, granite counter...$669,000

2 Beds
2 Baths
1,423 SqFt
3 Days On Market

Huntington Beach 8385 Leeward Drive

ENJOY THE WONDERFUL BEACH LIVING!! THIS IS A MUST-SEE TURNKEY HOME AND IT WON"T LAST LONG!! Beautifully Upgraded 2 Story, 2 Bedroom, 1 1/2 Bathroom, 1220 sqft.(ASR) Home with an Open Floor Plan located less than 1 mile from the Beach. This Warm and Inviting Home features CENTRAL AIR CONDITIONING & HEATING, Travertine Flooring throughout the down stairs, Kitchen Upgraded and Extended with Granite Counters and Beautiful Dark Cabinetry with Plenty of Storage Space, Stainless Steel Stove and Oven...$579,000

2 Beds
2 Baths
1,270 SqFt
4 Days On Market

Huntington Beach 17835 Beard Lane

Darling, townhouse-style condo located near the beach in the highly desirable community of Tamarack Village. Close to parks, shopping, freeways and equestrian facilities. MOVE-IN READY! Updates including new grey wood-like flooring throughout the first floor and neutral carpeting and tile flooring upstairs. Both bathrooms have been updated and the entire home has fresh paint. The attached garage has a roll-up door with a remote controlled opener. The spacious floor-plan can be experienced as ...$485,890

3 Beds
2 Baths
1,000 SqFt
47 Days On Market

Huntington Beach 9558 Bickley Drive 6

Ideally situated in the charming community of Yorktown Villas in South Huntington Beach. From the moment you walk up to your inviting courtyard to the back patio you will be mesmerized at this beautiful 2-bedroom 1.5 bath end unit town-home. Living room is generous in size which opens to the dining area and features a ½ bath downstairs. Home has been elegantly lined in a dark laminate plank style wood floor throughout. Kitchen features all new white cabinets with quiet closing drawers, granit...$455,000

2 Beds
2 Baths
1,080 SqFt
7 Days On Market

Huntington Beach 19847 Coventry Lane

Darling Remodeled Home in the Huntington Continental Community in South Huntington. This TURNKEY 2 Bedroom 1.5 Bath condo boasts new flooring downstairs, new windows downstairs, full bathroom upstairs is the most recently upgraded. Both bedrooms have closets with new mirrored doors. There is also a patio to enjoy. Seller has recently upgraded the most important part of any home...the water heater, the furnace and the insulation throughout attic. The Huntington Continental Community offers p...$435,000

2 Beds
2 Baths
960 SqFt

Huntington Beach 19749 Claremont Lane

MOTIVATED SELLER - SUBMIT ALL OFFERS! BEST PRICE in South Huntington Beach for a 2 bed, 1.5 bath that is NOT on leased land and is NOT part of the affordable ownership housing program. UPDATED and TURNKEY! REMODELED KITCHEN AND BATHS. RECENTLY INSTALLED FLOORING, LIGHT FIXTURES, CARPET, FRESH PAINT, and a BRAND NEW WATER HEATER! Perfect STARTER HOME, INVESTMENT PROPERTY, VACATION GETAWAY or DOWNSIZING OPPORTUNITY! Bright and spacious home with open, versatile floor plan and large picture win...$414,900

2 Beds
2 Baths
900 SqFt
29 Days On Market

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